How it Works
We work directly with county offices to verify, process, and recover surplus funds accurately and legally.
We are licensed and work directly with county offices to assist eligible individuals with filing surplus funds claims. Our team audits official county records and receives verified updates on the status of each claim throughout the recovery process.
“Risk-Free Fund Recovery Assistance”
At Excess Elite, we believe individuals should never have to pay out of pocket to recover funds that may already belong to them. That’s why we charge no upfront fees. Our services are provided on a contingency basis, meaning we are only compensated if we successfully recover surplus funds on your behalf. This structure aligns our interests with yours and ensures our team remains fully committed to pursuing your claim diligently and professionally.
Direct Data from County Records
To streamline the surplus funds recovery process, Excess Elite works directly with county treasury offices. We receive verified updates on individuals who may be entitled to unclaimed funds, allowing us to identify potential claimants quickly and efficiently. This ensures that no eligible funds go overlooked, and our clients have the best possible chance of recovering what is rightfully theirs.
Understanding What Happens After a Foreclosure
How We Connect
If we’ve contacted you, our research has identified a confirmed surplus from a past property sale. These funds are legally yours. We only reach out when we have verified a valid claim is available for recovery.
The Strategic Review
We dive deep into the county records to validate your claim. Our experts review every detail of the foreclosure sale to ensure all documentation is in order. We don't start the process until we are certain we can win your case.
Consult & Authorize
We present our findings and explain exactly how we’ll recover your money. Our agreement is simple and strictly contingency-based: we only earn a fee when you receive your check. No upfront costs, no hidden fees, and total transparency throughout the process.
Total Document Management
Our expert recovery specialists take over the complex tasks. We draft the required forms, certify them with a notary, and deliver your case to the relevant local or county agency. We maintain rigorous standards to bypass hurdles or legal issues. We guarantee all data is correct, thorough, and delivered on schedule at all times.
End-to-End Tracking
When the filing is complete, we provide ongoing oversight throughout the official review and distribution phase. We stay in constant contact with the county or agency processing your recovery and offer consistent updates as the case moves forward.
Receive Your Check
When the agency approves your claim for distribution, we alert you at once. The capital is delivered specifically to you by physical check or bank wire. We’ll offer full documentation of the case and handle any last inquiries you still have.
How it works
At Excess Elite, we handle the entire surplus funds recovery process on your behalf — from researching county records and preparing required documentation to filing your claim and following up with the county. Our team manages the complexities so you don’t have to, keeping you informed every step of the way. Trust Excess Elite to help you recover surplus funds efficiently and professionally. Contact us today to see if you may be entitled to funds rightfully owed to you.
What exactly are surplus funds and how do they arise?
Surplus funds — also called excess proceeds — are the leftover money from a foreclosure sale after the mortgage balance, liens, and related costs have been fully paid. If your property sells for more than what you owed, that remaining amount belongs to you and can be claimed.
What indicates that I might be entitled to surplus funds?
If your property was sold at a foreclosure auction and the sale generated funds above what was owed in debts and fees, you may be eligible to claim the surplus. Our team can help assess your eligibility by reviewing the relevant sale details and court records
Can you explain the process for getting surplus funds released after a foreclosure?
Confirming your eligibility to claim surplus funds after a foreclosure sale.
Collecting the necessary documentation and court records to support your claim.
Preparing and submitting the claim to the appropriate county, court, or state office.
Monitoring and following up to ensure your claim is processed and resolved.
Do I need to pay anything upfront to begin the claim process?
No — we work on a contingency basis, which means you won’t pay anything upfront. We only receive a fee if and when we successfully recover your funds, so there’s no financial risk to you.
How much time does it usually take to recover surplus funds?
The time it takes to recover surplus funds can vary based on how complex your case is and how quickly the county processes claims. In many cases, the process takes several weeks to a few months, and in more involved situations it may take longer. Our team works hard to move things along efficiently and keeps you updated at every step.
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